Treatments You Can Access With Medicare
A lot of people dread Medicare enrollment because they believe that it will limit their healthcare options. Thankfully, that couldn’t be further from the truth!
Medicare has five options that offer healthcare benefits to those aged 65 or older, or younger people with certain disabilities or chronic conditions.
Medicare Part A offers hospitalization coverage
Medicare part B covers outpatient care – think doctor’s visits
Medicare Part C (Medicare Advantage) is an option that combines Part A and B coverage and offers some additional benefits. It is managed differently than true Medicare and is very restrictive.
Medicare Part D is prescription drug coverage.
Medicare supplement (Medigap) is a private insurance option that helps cover out-of-pocket costs like copays and deductibles.
Let’s dive deeper into your coverage options!
Medicare Part A covers hospital inpatient costs. It includes items like:
- Mobility assistance devices – such as wheelchairs and walkers
- Some home healthcare services
- Hospice care
- Blood transfusions
- Nursing facility care if you have a qualifying inpatient hospital stay
- Hospital care such as inpatient stays, ICU stays and some surgical procedures
Medicare Part B covers your preventive healthcare, like yearly wellness checkups. Part B also covers almost all outpatient services. Most people get parts A and B to have the most coverage. If you stay in a hospital, the stay would be covered by part A, and your doctor’s services would be covered under Part B.
Part B covers services like:
- Cancer screenings and mental health checks
- Emergency services, like ambulance rides
- Medical equipment like braces, boots and splints
- Diabetes supplies
- Vaccines, like a yearly flu vaccine
- Doctor’s visits
- Physical Therapy
Medicare Part C, which is also known as Medicare Advantage, includes privately sold insurance options that cover prescription drugs, hearing, vision, and dental. To purchase Medicare Part C, you have to be enrolled in original Medicare.
Medicare part C is basically a private company managing basic Medicare. The management fees are relatively high as compared to services provided in many cases.
Medicare Part D is the plan that covers prescription drugs not covered by Part B, which are typically the kind of medications that need to be administered by a doctor, like an infusion or injection. This plan is optional, but many people choose to have it so their medications are covered.
Medicare covers a wide range of care. Things like eye exams, hearing aids, cosmetic surgeries, and dental care are not covered by original medicare – These types of services are also generally not covered by private insurance either. In most cases, it is necessary to pay cash or buy a specific policy to have these things covered.
We accept Medicare in our clinic! In certain circumstances, regenerative therapies, like amniotic injections, are covered. In-home diabetic foot care is also eligible for Medicare coverage as well.
Medicare part C (Advantage) is the most restrictive and many services and procedures allowed by normal Medicare are not by part C. We can run eligibility checks and let you understand your coverage.
Medicare doesn’t limit your care or treatment options – we accept Medicare at our clinic. Click below to schedule your appointment today!